TLDR:
- Zand Bank integrates XDC Network to provide blockchain-based payments for corporate clients in UAE.
- Integration enables institutional-grade digital asset custody services pending regulatory approvals.
- ComTech Gold brings blockchain transparency and efficiency to precious metal trading markets.
- XDC Network transactions align with ISO 20022 standards for regulatory compliance and interoperability.
Zand, the UAE’s AI-powered digital bank, has completed its integration with XDC Network to offer blockchain-based payment solutions.
The partnership enables corporate and institutional clients to access digital asset custody services and enhanced payment infrastructure.
This collaboration marks a step forward in connecting traditional banking systems with blockchain technology for enterprise applications.
Enterprise Blockchain Infrastructure Meets Digital Banking
The integration allows Zand’s corporate clients to utilize XDC Network’s blockchain platform for institutional-grade digital asset custody.
These services will become available following applicable regulatory approvals in the UAE. The partnership focuses on delivering faster and more transparent financial solutions for businesses operating in the region.
XDC Network brings enterprise-grade blockchain capabilities designed specifically for institutional use cases.
The platform processes transactions aligned with ISO 20022 standards, which ensures compatibility with existing financial messaging systems.
We’re pleased to announce that @Official_Zand , UAE’s Al-powered bank for the digital economy, bridging TradFi and DeFi, has successfully integrated the @XDCNetwork .
This collaboration enables corporate and institutional clients to access blockchain-powered payments and… pic.twitter.com/al2Yaj4DtO
— XDC Network (@XDCNetwork) January 12, 2026
This technical alignment supports regulatory compliance and maintains interoperability with traditional banking infrastructure.
“We are entering a new era where blockchain technology can serve as the foundation for more efficient and inclusive banking solutions,” said Michael Chan, CEO of Zand.
He added that the collaboration with XDC Network supports the bank’s vision of building blockchain-powered financial products.
The integration helps bridge the gap between traditional finance and decentralized finance while advancing the digital economy.
Gold Trading Innovation Through Blockchain Technology
The partnership extends beyond payment infrastructure to include commodity market applications through ComTech Gold.
This initiative targets the gold trading sector by introducing blockchain-based solutions for precious metal transactions. The platform combines traditional gold investment benefits with blockchain technology advantages.
ComTech Gold aims to bring transparency and programmability to gold trading markets. The blockchain-based approach can streamline processes that traditionally involve multiple intermediaries and complex settlement procedures.
This application demonstrates how distributed ledger technology applies to physical commodity markets beyond digital assets.
“At XDC Network, we believe that digital banks and enterprise blockchain platforms can work together to redefine the future of finance,” stated Ritesh Kakkad, Co-Founder of XDC Network.
He noted the partnership with Zand brings together compliance, innovation, and real-world utility. This proves blockchain is helping to power the next generation of global payments and asset tokenization.
The XDC Network announced the partnership through its official channels, confirming the successful integration completion. The announcement specified that transactions on the network maintain ISO 20022 compliance standards.
This technical specification ensures the platform supports future regulatory requirements and maintains compatibility with global financial systems.
