XRP Price Prediction: Whales Accumulate Amid Reversal Patterns

TLDR

• XRP price faces key resistance at $2.10, with a breakout opening upside toward $2.50–$3.00.
• On-chain data shows strong whale accumulation, reversing months of distribution.
• An inverse head and shoulders pattern targets a move above $3.00 if $2.30 breaks.
• Failure to hold above $1.80 could delay the bullish reversal and extend consolidation.

XRP price is consolidating near the $2.10 zone as traders weigh technical compression against rising on-chain accumulation. Independent chart perspectives now suggest a potential shift in momentum, with upside levels at $2.50–$3.00 coming into focus if key resistance breaks.

XRP Price Tests Trendline as Resistance Near $2.10

According to analyst cryptoWZRD_, XRP price remains capped by a descending resistance line drawn from the mid-2025 peak near $3.50. The daily structure shows repeated wicks into the $2.10 zone, but closes continue to stall below trendline resistance. Horizontal support at $1.56 and $1.07 has contained downside risk since the November breakdown.

Moreover, the latest candles show a modest recovery from sub-$2.00 levels, though volume remains muted. This behavior reflects market indecision rather than conviction. A sustained hold above $2.10 would mark a technical shift, opening space toward $2.50 and potentially $3.00, where previous supply and Fibonacci levels converge.

XRP Daily Technical Outlook:$XRP closed indecisively. My focus will remain on the lower time frame. Holding above the $2.1000 resistance should offer further upside. Trading below it will lead to more random and sideways movement ???? pic.twitter.com/1x9Gn64glv

— CRYPTOWZRD (@cryptoWZRD_) January 13, 2026

Meanwhile, correlation with Bitcoin remains elevated, suggesting XRP may track the wider market direction in the near term. A failure to secure $2.10 could expose $1.80, preserving a short-term bearish bias. However, the narrowing range indicates volatility is building as the trendline compresses price action.

Whales Accumulate as On-Chain Data Signals Demand

Moreover, according to analyst Steph_iscrypto, Glassnode data shows a sharp reversal in holder behavior. Long-term wallets recorded a significant positive net position change in early January, following months of distribution. Net accumulation reached hundreds of millions of tokens, levels not seen since the early phase of the 2025 rally.

Additionally, such accumulation historically preceded notable upside moves in the asset. Previous spikes in holder inflows coincided with rapid price expansions, suggesting that strategic buyers are positioning during periods of consolidation. The current XRP price near $2.00 is viewed as a value zone by longer-term participants.

Furthermore, on-chain strength offsets near-term technical hesitation. Ripple’s cross-border payment expansion and escrow-controlled supply continue to underpin the network’s utility narrative. Sustained accumulation above 100 million tokens per day would reinforce the case for a trend reversal supported by capital rotation rather than speculative momentum.

XRP Price Forms Inverse Head and Shoulders Pattern

Additionally, analyst Steph_iscrypto’s 4-hour chart shows XRP price carving a classic inverse head and shoulders formation that began in November. The left shoulder formed near $2.20, the head bottomed around $1.74, and the right shoulder has consolidated near $1.90. The neckline currently tracks near $2.30.

Moreover, buying pressure has increased on rebounds from the right shoulder, suggesting sellers are losing control. Technical projection from the pattern points to a move above $3.00 if the price closes decisively above the neckline. This aligns with historical behavior where similar structures preceded sharp directional shifts.

???? $XRP IS ABOUT TO GO CRAZY!!! pic.twitter.com/t7cZTy8h9Y

— STEPH IS CRYPTO (@Steph_iscrypto) January 13, 2026

In addition, the formation is supported by improving fundamentals. Recent regulatory clarity and institutional integration have strengthened the network’s use in payments. A break above $2.30 would likely attract momentum traders, while a drop below $1.74 would invalidate the structure and revive downside risk.